Safe & Bank Beating Investments
As mortgages become harder and generation rent is growing, there’s an opportunity for supporting people on to the property ladder, whilst benefiting from 4-8% pa ROI.
How BunceCrowd Works
BunceCrowd is a simple alternative to buying or renting a house; offering access
to nicer homes as well as a financial return (all without any banks!).
Creating a Bunce Investor account takes just 5 minutes using our form here. All we need is at this stage is your name and some contact details; from here you’ll be sent your platform login details.
Apply For A Bunce Investor Account
With access to the Bunce Investment Platform you’ll be able to browse and view vetted investment pitchers put together. If any take your fancy you’re able to choose the investment you’re comfortable with and commit to backing the Homebuyer.Browse The Platform
Once the investment proposal you’ve backed is successful, we’ll take your payment, deal with the purchase of the property and create an SPV.Successful Investments & House Purchases
Then once the homebuyer moves in we will start to pay your investment bonds at rates typically between 4% & 8%.Monthly Returns
It’s Simple, Accessible & An Investment
Bunce provides a solid, property-backed investment platform with fixed rates of returns from 4% to 8% plus additional “bonus” from the future capital gains via our Bunce Bond Coupons.
…And There’s More
Who We Help
Anyone! From first-time buyers looking for an alternative to purchasing a house to people tired of paying rent with no return; anyone looking to move home.
Bunce connects investors like yourself with these potential homebuyers, to create mutaully beneficial relationships.
Safer Than P2P Property Investment
Property investment often involves massive upfront costs for the investor, as well as risks from varying mortgage rates, long before any profit is made.
With Bunce, properties are purchased with cash; a cheaper option that removes a lot of cost and time from the process, as well as increasing your ROI.
Speedy And Low Involvement
Bunce does all the work. We’ll source and vet potential buyers, we’ll develop their pitches and we’ll even check and value their chosen property.
Once funded, we’ll complete the conveyancing and surveying process – even hand the keys to the new tenant.
Frequently Asked Questions
Investing with Bunce Basics
Am I able to invest?
What is the minimum I can invest?
£10 is the minimum investment.
How are my investments secured?
In respect of debt investments (secured peer to peer lending), once the loan is made your money is protected by way of a legal charge (registered at the land registry) over the property.
A 1st or 2nd charge will be secured against a borrowers property or land against the loan.
Can I invest through a limited company?
Yes, on application ensure you state you are investing through a company when asked in our registration process.
Do you accept investments for overseas investors?
Yes. Please check that the country you reside in allows investments of this nature. In addition to photo ID, we would need proof of address identification (you’ll also need to check your country allows investments of this nature in the UK).
We accept investors who are resident in the EU, Switzerland, Canada, Australia, New Zealand, South Africa, United Arab Emirates, Hong Kong among others. Please note for legal reasons we cannot accept investment from residents of the United States of America.
Receiving your returns
Is my capital and interest returned to my wallet or bank account?
All monies will be returned to your eWallet unless notified otherwise.
When does my interest get paid?
Capital paid once the borrower has repaid the loan or the property is sold.
Interest is paid monthly into your eWallet.
How do I pay for my investment?
You can make payment for your investment either by debit card or bank transfer. We do not accept credit card payments.
Can I withdraw my money once invested?
Once the investment has completed your capital remains invested for the duration of the fixed period. However, you can sell your debt to other investors in our secondary market.
Fees & Security
What fees are BunceCrowd earning from my investment?
BunceCrowd charges £1500 fee to the borrower and also charges a property management fee per anum on the rental gross rental income.
What due diligence do you do on the borrowers and the properties?
In summary, we do everything we can to check borrowers ID and credit history, the property value, typical mean rental value for the area of the property and their ability to repay on time. Please refer to our underwriting manuals for full details.
In addition, we also look at the size of the rental market and population of the area where the borrower is intending moving to.